From scouting to purchase execution and ongoing management — we handle it on your behalf.
Start by saving for your deposit: 15% for locals, 20% for expats, and 40% for non-residents or second property buyers. Remember to budget for extra costs like agent fees (2%), transfer fees (4%), and other expenses such as trustee office, mortgage registration, and valuation.
We collect all the necessary details to determine your borrowing limit. You receive our mortgage recommendations tailored to your specific financial needs. We send the required documents for submission to the bank and handle any queries from it on your behalf, saving you the hassle.
If you're still searching for your dream home, explore properties within your pre-approved range on Property Finder with insights on buildings, communities, and other pertinent information.
Upon finding the ideal property, make an offer. If accepted, the agent will draft an MOU (Memorandum of Understanding). Ensure Mortgage Finder's advisor reviews it. The agent supplies all necessary documents and property access details. After you pay the valuation fee, we handle the rest with the lender.
We'll assess your valuation report and final offer letter. Set up a bank account for mortgage payments; we'll advise on the amount. Sometimes, a manager’s cheque and bank-required life insurance are necessary. Lastly, secure an NOC from the developer to ensure no seller debts and possibly a liability letter.
We will liaise with all parties involved to arrange a suitable day for the transfer of the property. Congrats, home owner!
